Category: Financial Literacy

Decoding Investment Fees: How to Identify and Minimize Costs

Posted on By Matthew Fisher No Comments on Decoding Investment Fees: How to Identify and Minimize Costs

The personal finance journey isn’t just about where you invest but also understanding the costs associated with your investments. Many investors overlook the substantial impact fees can have on long-term returns. In this guide, I’ll decode investment fees, helping you identify and minimize them to maximize your returns. Understanding the Basics of Investment Fees Investment…

Read More “Decoding Investment Fees: How to Identify and Minimize Costs” »

Financial Literacy, Investing, Personal Finance

The US Credit Downgrading: What It Means for Your Finances

Posted on By Matthew Fisher No Comments on The US Credit Downgrading: What It Means for Your Finances

If you’ve been following global economic news, you’ve probably heard of the recent US credit downgrading by Fitch. This is a significant event with potential repercussions not just for the United States, but for the global economy. But before we dive into the topic, let’s take a moment to consider the power of mindset. As…

Read More “The US Credit Downgrading: What It Means for Your Finances” »

Financial Literacy, Mindset, Personal Finance

The US Debt Ceiling Crisis: Teetering on the Edge

Posted on By Matthew Fisher No Comments on The US Debt Ceiling Crisis: Teetering on the Edge

The clash over the debt ceiling has recurred several times throughout the U.S. history. Even though all those congressional showdowns saw the situation eventually resolved, the current impasse of the debt ceiling negotiation is sending a ripple effect across the financial market. Especially as we edge so close toward the so-called X date. But first:…

Read More “The US Debt Ceiling Crisis: Teetering on the Edge” »

Financial Literacy, Personal Finance

How to Improve Your Credit Score

Posted on By Matthew Fisher No Comments on How to Improve Your Credit Score

Your credit score is an essential aspect of your financial health. It is a numerical representation of your creditworthiness that lenders use to determine whether to lend you money. Having a good credit score can help you secure better interest rates on loans, credit cards, and even insurance. Here are some tips on how to…

Read More “How to Improve Your Credit Score” »

Financial Literacy, Personal Finance

The Most Important Thing in Personal Finance

Posted on By Matthew Fisher No Comments on The Most Important Thing in Personal Finance

Personal finance is an important aspect of everybody’s life, regardless of their profession or level of income. It’s all about how individuals manage their money, including budgeting, saving, and investing. While there are various aspects to be aware of in personal finance, there is one thing that stands out to me as the most important…

Read More “The Most Important Thing in Personal Finance” »

Financial Literacy, Personal Finance

Focus on Personal Finance

Posted on By Matthew Fisher No Comments on Focus on Personal Finance

Personal finance is a crucial aspect of our everyday lives that too often gets overlooked in the hustle and bustle of our daily routines. It’s essential to take a step back and focus on personal finance to secure a good future for ourselves. When we talk about personal finance, we are referring to managing our…

Read More “Focus on Personal Finance” »

Financial Literacy, Mindset