Author: Matthew Fisher

Decoding Investment Fees: How to Identify and Minimize Costs

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The personal finance journey isn’t just about where you invest but also understanding the costs associated with your investments. Many investors overlook the substantial impact fees can have on long-term returns. In this guide, I’ll decode investment fees, helping you identify and minimize them to maximize your returns. Understanding the Basics of Investment Fees Investment…

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Financial Literacy, Investing, Personal Finance

The Power of Compound Interest

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Compound interest – a term so potent, it’s often dubbed the eighth wonder of the world. It’s not just fancy mathematical jargon; it’s the key to unlocking unparalleled financial growth and appreciation. Picture this: two individuals embark on their saving journeys. One saves diligently but without the magic of compounding, while the other leverages this…

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Personal Finance

The US Credit Downgrading: What It Means for Your Finances

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If you’ve been following global economic news, you’ve probably heard of the recent US credit downgrading by Fitch. This is a significant event with potential repercussions not just for the United States, but for the global economy. But before we dive into the topic, let’s take a moment to consider the power of mindset. As…

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Financial Literacy, Mindset, Personal Finance

The Best Ways to Invest 10k in the Stock Market

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Investing in the stock market has been the most exciting and attractive way to attain wealth and achieve financial greatness. Despite that, the complex world of stocks has never been beginner friendly. Before marking it big in this lucrative playground, you need first to understand the basics of investing to make informed decisions and minimize…

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Personal Finance

Mindful Spending: Finding Joy in the Present

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It’s easy to get caught up in a cycle of mindless spending. We often find ourselves chasing the latest trends and material possessions, hoping they will bring us happiness. However, true contentment lies not in the accumulation of material wealth but in the practice of mindful spending. By cultivating awareness of the present moment, we…

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Mindset, Personal Finance

A Financial Guide to Life’s Milestones and Misfortunes

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Life is a journey filled with the unpredictability of ups and downs. Each new chapter brings unique financial considerations. Whether you’re embarking on the joyous union of marriage, the challenging process of divorce, or the miraculous arrival of a child, approach these life-changing events with careful financial planning. In this post, I’ll explore key considerations…

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Budgeting, Investing, Personal Finance, Retirement, Saving

Automating Your Finances for a Stress-Free Financial Future

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In our world—where time is the most precious commodity—finding ways to streamline our daily tasks and free up mental space is essential. When it comes to managing your finances, automation is the key to unlocking a stress-free and prosperous future. By adopting the “pay yourself first” mindset and automating your financial processes, you can reclaim…

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Budgeting, Investing, Mindset, Retirement, Saving

The US Debt Ceiling Crisis: Teetering on the Edge

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The clash over the debt ceiling has recurred several times throughout the U.S. history. Even though all those congressional showdowns saw the situation eventually resolved, the current impasse of the debt ceiling negotiation is sending a ripple effect across the financial market. Especially as we edge so close toward the so-called X date. But first:…

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Financial Literacy, Personal Finance

The Psychology of Money: How our Emotions Impact our Finances

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Money is not simply a numerical value or a means of exchange. It carries deep psychological significance in our lives. Our emotions, beliefs, and behaviors around money play a crucial role in shaping our financial decisions and outcomes. Understanding the psychology of money is essential for achieving financial well-being. In this article, we will explore…

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Mindset, Personal Finance

How I Spent Less Than $1,000 on a Budget-Friendly Trip to Virginia

Posted on By Matthew Fisher 4 Comments on How I Spent Less Than $1,000 on a Budget-Friendly Trip to Virginia

I took a trip to Virgina with my mom and she’s frugal like me. We felt like we were spending too much money, but when we added everything up after the trip, we realized we each spent under $1,000 on our four-day trip. Below is a breakdown of what I spent while traveling to Virginia…

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Personal Finance